Dollar Bank’s Private Banking division has years of experience fulfilling the banking needs of individual physicians and medical practices. Client relationships at Dollar Bank are unique in today’s banking world because the Private Banking Officer helps the physician and practice properly structure debt, underwrites and closes the loans and actively manages the relationship.
“We are the client’s bank,” said Robert Collins, Private Banking Vice President. “We take the holistic approach with our client’s financial needs. Whether they have a question regarding deposit or loan products, personal or business, they only need to make one phone call, to their personal Private Banking Officer. We’ll handle all the details and.”
Highest level of service.
Each client is provided with an experienced and knowledgeable Private Banking Officer who can manage the full personal and business banking relationship from deposits to leasing to loans. Private Banking clients with business needs can take advantage of Dollar Bank experts in corporate and real estate lending, leasing and treasury management. The officer will act as a financial concierge, introducing the expertise clients need and staying involved every step of the way.
If there is already a financial team in place, Dollar Bank’s Private Banking Officer works with the physician’s team of trusted advisors including financial planners, stockbrokers, accountants and attorneys. “Dollar Bank is not in competition with financial planners, lawyers, accountants or any other advisor, so our officer can complement their services to meet the physician’s goals. Nor are we in the business of generating fees for selling mutual funds, trusts or insurances. Our goal is to provide deposit and loan products and banking services that enhance the physician’s strategies developed by his or her trusted advisors,” stated Daniel Gozzard, Private Banking Vice President.
When meeting with clients, officers will meet with them at a time and place convenient to their schedule or at one of the five Private Banking Offices in Western Pennsylvania. Carol Neyland, Private Banking Vice President, especially likes working with female physicians to achieve their financial goals. Neyland is cognizant of the fact that not only are they accomplished professionals, but they are also wives, mothers and daughters. These women juggle the demands of family life while taking care of their patients and running demanding practices.
“With their hectic schedules, I make myself available whenever it’s convenient for them,” Neyland said. “I’ve met some doctors on their break outside of the ER, on weekends, evenings or even at their child’s soccer game.”
Unique account privileges.
Dollar Bank can provide unique account privileges for its Private Banking clients, including higher credit limits on credit cards as well as different loan underwriting standards than a typical retail bank. Other collateral such as CDs, life insurance and commercial and investment real estate can be used to obtain financing. Below are types of financing and products Dollar Bank Private Banking offers to medical professionals and other clients.
- Ambulatory Surgery Centers Financing
- Commercial Real Estate Financing
- Medical Practice Lines of Credit
- Equipment Acquisition and Leasing
- Cash Management
- First and Second Home Mortgage Financing
- Home Equity Lines of Credit and Term Loans
- Stock or Trust Secured Loans and Lines of Credit
- Business Visa® Accounts
- Merchant Services including lockbox services and remote deposit
- Recreational financing including boats and airplanes
For 156 years and with $6.2 billion in assets, Dollar Bank has grown to become a large, full service, regional bank committed to providing the highest quality of banking services to individuals and businesses. Dollar Bank also has a position of safety and soundness unlike most banks in Western Pennsylvania and is the largest independent mutual institution in the nation. * So, with no shareholders to please, they focus in solely on their customers.
*Source: fdic.gov mutual institutions as of 6/30/11.
For more information on Dollar Bank Private Banking for personal or business financial needs, please contact Bob, Daniel or Carol (see sidebar).
Meet a Team of Private Bankers that Understand the Needs of Medical Professionals
Robert Collins, Private Banking Vice President
Bob began his career with Dollar Bank in 1986 and has been working with medical professionals for the past 20 years. His clientele specialties extend to all lending and deposit areas for professional business entities and individuals. His focus includes an emphasis in the planning and structuring of debt and quality relationship management. He received his BS from Clarion University in 1980 and passed the CPA examination in 1989.
To contact Bob with any questions or for more information about Private Banking, call 412-261-8258 or e-mail firstname.lastname@example.org.
Carol Neyland, Private Banking Vice President
Carol Neyland has worked in the financial services sector for over 30 years. For the past 15 years, she has enjoyed working with physicians providing expert personal and professional financial strategies. Prior to joining Dollar Bank, Carol was responsible for wealth management services at TIAA-CREF and at Mellon Financial Corporation, now BNY Mellon, where she held a number of positions in increasing scope and responsibilities. Some of these positions included Commercial Lending Division Head, Senior Credit Officer forthe Private Bank and Business Development Officer for Private Wealth Management.
Carol graduated from Carlow University with a major in Latin and Greek and received her MA and MBA from the University of Pittsburgh. Carol currently serves on the Board of the Greater Pittsburgh YMCA and FISA Foundation.
To contact Carol with any questions or for more information about Private Banking, call 412-261-7619 or e-mail email@example.com.
Daniel Gozzard, Private Banking Vice President
Daniel Gozzard has been with Dollar Bank since 2002 and has 20 years of banking experience within the Pittsburgh banking market. Ten of those years has been spent working with medical professionals in the area. Dan’s background includes commercial lending and he also has managed the Bank’s five Private Banking offices located in Pittsburgh. Dan is a 1989 graduate of The Pennsylvania State University and earned his BS in Business Management. He is a life-long Pittsburgher and currently resides in West Deer Township with his wife Jodi, daughter Katie and son Tyler.
To contact Daniel with any questions or for more information about Private Banking, call 412-261-4915 or e-mail firstname.lastname@example.org.