Claiming For A Disability: What You Should Know

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Finding yourself confronted with a disability is understandably overwhelming and while the situation may not be favourable, many working professionals have found themselves uncertain about their rights when it comes to claiming from social security for short-term or long-term disability. While getting back on your feet will require a great deal of financial assistance, it is recommended to rely on the professional guidance of a skilled disability lawyer as this is one of the most effective ways to ensure you are able to receive your social security payouts. Unfortunately, a large percentage of disabled professionals that opt-out of legal representation find that their claims are rejected wrongfully and end up having to seek legal aid anyways, which is why it would be wise to rely on a lawyer from the start of the claiming process.

If you need to apply for social security for a long-term disability that is the result of a medical condition, you may be somewhat uncertain regarding the finer details of the process as there are several myths floating around. While claiming for a medical condition that results in a long-term disability is significantly different from the process of claiming for a short-term disability that results from an injury such as a car accident or a work-related incident, many professionals neglect the claim process as a result of the misleading myth that claims will simply be rejected. However, here’s what you should know.

Proving Your Disability Is Not Fraud

Unfortunately, far too many professionals have committed disability fraud in the past and as a result of this unfortunate fact, the SAA conduct thorough checks when dealing with claims. Therefore, the myth that you will be rejected and you should rather not bother wasting your time is quite misleading even though it stems from the fact that the process of claiming is quite time-consuming. The rejection rate may be high simply because far too many disabled individuals avoid legal representation and do not have their claims in pristine condition, which would logically allow room for claims to be rejected for several varying reasons.

Social Security Disability Payouts Are Modest

It is vital to understand that your payout will not replace most of your income even if you are unable to work as a result of your disability. The misleading myth often causes much disappointment, although, understanding your rights and what the payouts are intended to cover will help you come to terms with the process. As the payout is simply intended to help you make ends meet, it is best to avoid assuming a high payout. The payout will replace some, but not all of your income. In addition to making ends meet, you should be able to cover some medical bills that resulted from your disability.

Your Doctor Does Not Qualify You For Disability

Even though your medical report from your doctor that states you are disabled will have a massive impact on the outcome of your social security claim, it is crucial to understand that your doctor’s statement will not automatically qualify you for a disability payout. This is simply because there have been countless cases of fraudulent claims in which doctors reports have confirmed inaccurate information. The social security administrators will determine the outcome of your claim after assessing all your documents and medical reports.

Social Security Disability Payouts Are Not Forever

Another common myth about social security disability payouts is that they will be forever regardless of the specifics of your medical situation. Even though in cases of long-term and permanent disability, your payouts will likely be ongoing, if your disability is short-term, you cannot expect to be on disability forever as your medical situation will change and you will be able to return to work. Therefore, it will be best to discuss these and other social security disability payout details with your professional disability lawyer to avoid finding yourself in an even more challenging situation. 

Understanding the specifics of this type of payout is crucial for those who claim and even if your claim has been rejected, it is vital to understand that you are within your rights to resubmit your claim with the professional assistance of a disability lawyer. There are several reasons your claim may be rejected, which is why you should avoid attempting the claim process without legal representation and guidance. Coping with a disability, even if short-term, will have a massive impact on your everyday life, which is why you should reach out for as much help as you possibly can to ease the process of healing mentally and physically.